1. Learn that every penny is worth saving
    Use this bank to save coins and then bring them to Buddy at NOVA Bank to count them for you for free!.


  2. Make Saving Money a habit.
    Make a rule of saving 10-50% of money you receive.


  3. Pay yourself first!
    Before sharing or spending, always save some money for yourself.


  4. Open a savings account in your name.
    NOVA Bank has a special savings account just for kids! When you deposit money in your Buddy Savers Account, you earn Buddy Bucks to redeem for prizes!


  5. Set goals.
    Make a list of items for which you are saving. Save consistently and keep track of how much money you save. Before you know it, you will have reached your goal.


  6. Use your allowance wisely.
    Plan to save regularly and ALWAYS THINK BEFORE YOU SPEND!


  7. Plan a budget.
    Decide the difference between "needs" and "wants." Needs should always come first.


  8. Find creative ways to earn money.
    Household chores and neighborhood jobs are good ways to start earning some extra cash!


  9. Get a head start.
    Ask for savings advice and learn from other people's good money habits.


  10. BECOME A NOVA KID!
    At NOVA Bank, we have many ways to help you become a Money Smart Kid! Stop in any of our branches and open your Buddy Savers account today!




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