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Financial Planning |
College Planning |
> Retirement Planning
Estate Planning
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Traditional IRA
For those who want a current tax deduction, with tax-deferred earnings until you reach a certain age.
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Features
- Please contact us for the annual contribution limit for those under age 50 and the annual catch-up contribution limit for those between age 50 and 70½
- No contributions after age 70½
- Establishment deadline is April 15th of the following year
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- Contribution may be tax-deductible
- Contribution can be withdrawn w/o penalty once age 59½
- Distribution is required once age 70½
- Withdrawals are NOT tax-free
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ROTH IRA
For those who want tax-free earnings.
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Features
- Please contact us for the annual contribution limit for those under age 50 and the annual catch-up contribution limit for those over age 50
- Contributions can be made at any age
- Establishment deadline is April 15th of the following year
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- Contribution is NOT tax-deductible
- Contribution can be withdrawn w/o penalty at any time
- Distribution is NOT required
- Withdrawals are tax-free provided certain conditions have been met
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SEP IRA
For those who are self-employed and want to offer a simple and manageable retirement plan for themselves or their employees.
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Features
- Please contact us for the annual contribution limit
- Establishment deadline is the tax-filling deadline including extension
- Contribution may be tax-deductible
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- Contribution can be withdrawn w/o penalty once age 59½
- Distribution is required once age 70½
- Withdrawals are NOT tax-free
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For more information or to open an account, click on NOVA Advisors or please call 1.866.998.3998. NOVA Advisors, LLC is an independent firm.
Securities are offered through Raymond James Financial Services, Inc.
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NOVA Bank, NOVA Financial Services, Inc. and NOVA Advisors, LLC, are independent of Raymond James
Financial Services, Inc. Through the professionals at NOVA Advisors, LLC, our customers have access to a
full-range of financial and investment strategies. Raymond James Financial Services, Inc. is a registered
broker/dealer and a FINRA/SIPC member.
Securities offered are not deposits, not insured by FDIC or any other governmental organization, not
guaranteed by NOVA Bank or NOVA Financial Services, Inc., may lose value and are subject to risks, including
the possible loss of principal.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions
for which they are properly registered. Therefore, a response to a request for information may be delayed.
Please note that not all of the investments and services mentioned are available in every state. Investors
outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that
are not addressed on this site. Contact NOVA Advisors, LLC for information and availability.
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| Not Insured by FDIC or any Federal Government Agency |
May Lose Value |
Not a Deposit or Guaranteed by the Bank or any Bank Affiliate |
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